Let's be rational

We've seen that bailing out Fannie, Freddie, Bear, etc., has not enhanced economic stability. So, for the sake of argument, what if we do NOT give the US gov 40+ billion dollars. What are the possible scenarios? Some banks go under (their depositors are FDIC insured). Some brokers go under (their clients are covered under SIPC). Eventually, the desire to create deals will override the "clog" in the economic pipe, and deals will, indeed, be done. And, you know what that's called? Capitalism.